posted 02-24-2006 10:38 AM02-24-2006 10:38 AM
Since I don’t make a living from the net branch companies’ advertising dollars, I am willing to launch a site for feedback on your experiences with various providers (net branch, lead companies, Contract processors, etc.). I can have the site up and running in a week as long as there is enough demand for it. So send me a private message if you are willing to support it.
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www.brokerwatchdog.com
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| Jim
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posted 02-24-2006 10:42 AM02-24-2006 10:42 AM
That would be good reading.
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| NancyO
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posted 02-24-2006 10:57 AM02-24-2006 10:57 AM
GF I would read anything you put out there because you have such a witty tongue. And though I don’t always agree you get the debates going.
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To Your Continued Success!
Nancy O
The Mortgagelady
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posted 02-24-2006 10:58 AM02-24-2006 10:58 AM
GF I would read anything you put out there because you have such a witty tongue. And though I don’t always agree you get the debates going.
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To Your Continued Success!
Nancy O
The Mortgagelady
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| JSOTOMAY
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posted 02-24-2006 08:06 PM02-24-2006 08:06 PM
id read it
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posted 02-27-2006 10:00 AM02-27-2006 10:00 AM
I registered.
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| The Godfather
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posted 02-27-2006 11:00 AM02-27-2006 11:00 AM
Thanks. I am going to promote it on other sites and see if we can build an extensive reference and rating system for vendors, employers and employees.
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www.brokerwatchdog.com
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posted 02-27-2006 11:28 AM02-27-2006 11:28 AM
Can I buy advertising?
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posted 02-27-2006 01:49 PM02-27-2006 01:49 PM
I want 10 bucks worth of advertising.
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| Bill_Draving
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posted 02-27-2006 02:06 PM02-27-2006 02:06 PM
I think you should take some ad dollars! It will help with the legal and slander suits. It also might be a good idea to move your home to a new unlisted location. And don’t forget to allow for the loss of sleep while disgruntled vendors phone your location until the middle of the night.
Sorry, I didn’t mean to dwell on the positive side of things. There are also problems.
BUT, if someone is willing to trade in their good name and reputation in exchange for the personal thanks of strangers, then I admire you.
Good Luck and really, be careful!
Been there, done that, bought the tee-shirt!
Bill
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Bill Draving
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Posts: 60 | From: San Antonio, Texas | Registered: Mar 2000 | |
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| The Godfather
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posted 02-27-2006 05:34 PM02-27-2006 05:34 PM
Bill,
I think there is a difference between slander and the public disclosure of “facts” - good, bad, subjective and ugly or whatever they may be. There will be no tolerance for purely subjective and personal attacks but I hope a public listing of complaints may actually discourage people from engaging in unethical or unprofessional conduct. It is no different than people filing complaints with the BBB. Although they are mostly subjective allegations made by disgruntled customers, it provides a mechanism, albeit imperfect, for keeping businesses in check.
For all I know, you may be right by warning me against it but I am not doing it for attracting the gratitude of strangers. I can assure you of that.
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www.brokerwatchdog.com
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| buckeyes
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posted 02-27-2006 07:08 PM02-27-2006 07:08 PM
No problem…..
and as you can see you are more popular than I, must have rankled a few people here and there I guess…
My goal is NOT to have the best forum and get people to join my NB. My goal is to have the best software solution our industry has ever seen.
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| Bill_Draving
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posted 02-28-2006 08:38 AM02-28-2006 08:38 AM
GF
You said the magic words ….
“Although they are mostly subjective allegations made by disgruntled customers”
The BBB does make some effort to investigate the allegations. It is in our nature to be more vocal and outspoken when we are angry than when we are happy.
The press/news media are an excellent example. Who would you listen to? The press who hates Bush or the actual soldiers in Iraq?
For those of who read this, let me tell you what we found so far about the negative postings.
In every instance there has been some fault on both sides. The negative postings were never completely true; they were simply unsubstantiated allegations. The court system is where most of those allegations belong. Many employees have gone to court and resolved their issues satisfactorily.
and buckeyes, fairness, not popularity is the issue here. and, I do have one of the best software solutions in the industry, and I am happy to help anyone get started or succeed in this business. We list and support everyone else regardless of competitative pressures.
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Bill Draving
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posted 02-28-2006 09:43 AM02-28-2006 09:43 AM
I just want to be entertained. Is that asking too much?
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| The Godfather
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posted 02-28-2006 10:41 AM02-28-2006 10:41 AM
Bill,
Without the press (I am not sure how we can lump every reporter under one label though), we would only read and hear the government’s propaganda for reinforcing its agendas. There are three sides to every story and we all know every person only represents one side. But if we only publish positive remarks and glossy advertisements that twist the truth and ban anything that is remotely negative, regardless of its subjectivity, then no one will ever get a chance to evaluate the entire picture, unless they choose to attend courts on a daily basis. And courts are the last place to look for fairness or justice.
All I am doing is trying to establish a rating system so people could look up a company’s rating based on votes by people who have had previous dealings with it. Specific allegations will be investigated and the other party will be given the chance to respond and explain the situation. Isn’t this what the credit bureaus do? How can this be a bad thing?
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www.brokerwatchdog.com
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| EZBRANCH.COM
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posted 02-28-2006 11:17 AM02-28-2006 11:17 AM
This is a bad idea…. Unprofessional…. and how are you going to know that someone is not unjustly bashing someone for personal reasons or a loose canon out of control. I –(could say)–dont listen to Godfather hes full of s**t always talkin out his a** and never comes through with anything. Talk, talk, talk is all I ever hear. How does that sit with you GF? This could be the truth, lies, slander or an opinion… in fact just to prove a point in this forum…
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| The Godfather
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posted 02-28-2006 12:22 PM02-28-2006 12:22 PM
It is a free country and talking is one of our constitutional rights. Sometimes when I detect something fishy I choose to not follow up, which may be the cause of your anger. You see…. negative comments aren’t all that bad. I sure don’t mind being the subject of attacks, even if they are not substantiated because I know you have a good reason for saying what you said. I must have done something to deserve your comments because people don’t just make up stories and I know I am not all that; so I take your comments seriously and will try to improve my weak points. I should not make quick assumptions as often as I do and that is a fault of mine.
By the way, there will be no room for personal attacks or lies. The complaint will be forwarded to the relevant party for a response with notice that it may be posted if they don’t reply. I can’t think of anything more to make it professional and fair, short of censoring every comment that contains a complaint.
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| NancyO
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posted 02-28-2006 12:42 PM02-28-2006 12:42 PM
The main point is that any comment and any view point on any company is subjective and subject to a twist. GF I usually don’t agree with your views I simply think you are entertaining because you are so opinionated. Your views are most certainly twisted and slanted. But I like to look at and think of all sides of a situation.
So I suppose the bottom line is do what you want however realize there will always be those that do not agree with you, think you know what you are talking about and simply do not like you. What you feel is factual will always have your slant on things and life goes on.
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To Your Continued Success!
Nancy O
The Mortgagelady
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| swmortgage
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posted 02-28-2006 01:03 PM02-28-2006 01:03 PM
GF,
I have had some first hand dealings with bashing on this and other boards. Thanks goodness it wasnt coming at me, rather meeting with branch managers that had been bashing other shops. Several times they were justified and i helped them all ways I could, but I have had several that were off the deep end. They didnt know how to do a mortgage to start with and shouldnt have been allowed to even start. That may have given the bashing some validitity but they were compaining about things they knew nothing of how the process worked. To many times i see you guys prompting them on. Talk to them first and see which ones have a clue…. don
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don yount
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| Bill_Draving
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posted 02-28-2006 01:06 PM02-28-2006 01:06 PM
Hey Everyone!
Don’t get me wrong, I think all this could be a good thing. And as I said, I would allow people to point to it.
I just can’t afford it ….
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Bill Draving
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posted 02-28-2006 01:08 PM02-28-2006 01:08 PM
Reality is subjective. Life is subjective. Morality is subjective. Ethic is subjective. Law is subjective. Faith is subjective. Justice is subjective ….
Those who can’t comprehend the subjective nature of our world will always see things as black or white. But that shoudn’t stop you or I from expressing our subjective opinions because that is the only opinion we will ever have.
Do you really think I didn’t know people disagree with me?
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www.brokerwatchdog.com
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| The Godfather
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posted 02-28-2006 01:18 PM02-28-2006 01:18 PM
I appreciate the support Bill and I want to assure everyone that the intent is not to bash companies.
Look at what a few net-branch companies are doing to black-list crooked loan officers. They are joining forces and sharing information so a crooked branch manager or loan officer could not move from one company to the next without detection. It is a similar concept and it is nothing new. A central database that compiles and reports ratings on vendors and employers.
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www.brokerwatchdog.com
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| NancyO
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posted 02-28-2006 01:21 PM02-28-2006 01:21 PM
Bingo GF…….and of course you know people disagree with you. And you are great at prompting people to think about things in a different light. That is what is so great about this board or others……we do get to speak our minds (within reason) and we can have our own opinions.
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To Your Continued Success!
Nancy O
The Mortgagelady
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| buckeyes
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posted 02-28-2006 01:42 PM02-28-2006 01:42 PM
Bill,
Not sure what you meant about my post…it was in reference to everyone signing up for GF’s forum..that is where the popularity came into play.
I was just offering up my forum as an additional tool. I think this forum is just fine for my purposes.
What is your software solution? This portal you mean? I really did not follow your post in regards to me.
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| azbanker
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posted 02-28-2006 02:28 PM02-28-2006 02:28 PM
This is a bad idea…. Unprofessional…. and how are you going to know that some is not unjustly bashing someone for personal reasons or a loose canon out of control. I can say dont listen to Godfather hes full of s**t always talkin out his a** and never comes through with anything. Talk, talk, talk is all I ever hear. How does that sit with you GF? This could be the truth, lies, slander or an opinion… in fact just to prove a point in this forum…
EZBranch…after 36 hours on this board and four posts you have the GF pegged as a full of it? Give people some credit to formulate their own opinions. I researched the net branch things for four months and heard good and bad about every one I checked out.
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www.southwestmortgageadvisors.net
Posts: 38 | From: Arizona | Registered: Sep 2005 | |
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| EZBRANCH.COM
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posted 02-28-2006 04:10 PM02-28-2006 04:10 PM
AZ Banker… read what I wrote again… This time please read it carefully…. See how it goes!!! You didnt understand why I wrote this… It had nothing to do with GF… —> How can this proposed type of forum verify that what people will say is or is not valid? You can not….!
A real Bashorama is what it will be….
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| The Godfather
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posted 03-01-2006 04:09 PM03-01-2006 04:09 PM
EZ,
I have some ideas for controlling and verifying allegations so we will see if it works. Only time will tell. Let me ask - if twenty people had been burned by a lead supplier or a telemarketing outfit, wouldn’t you want to know about it before giving them a $5000 check upfront? Wouldn’t that save others from making the same mistake? What if a net branch provider has a habit of assessing creative junk fees without disclosing them upfront? Wouldn’t you want to know about it before signing up with them? What if a lender has the worst service and useless account reps in your region? Wouldn’t you want to know about it before sending them a huge loan?
Chances are that many complaints are simply out of frustration with the way the vendor has treated the client. But they need to remember that the client is always right even if it is not a clear cut case. Net-branch providers have to treat branch managers as their clients and assume the client is always right just to build good will and a great reputation within the industry. Those who play hardball with their branch managers will be singled out and reported so every prospective branch manager will know what they may be getting in to. The same will apply to branch managers who abuse the system and take advantage of their employers’ good name. Those will also be singled out and reported to net branch providers.
There will never be a perfect system but we can always try to improve what we have.
www.brokerwatchdog.com
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www.brokerwatchdog.com
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| Jim
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posted 03-01-2006 04:29 PM03-01-2006 04:29 PM
One complaint……. not a problem.
Two complaints…… I start to listen.
Three complaints…….. I start to believe.
Four complaints……. I look a little deeper.
Five complaints……. there’s a problem.
Six complaints…….. take the women and children and run for the hills.
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| webwizard
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posted 03-01-2006 07:01 PM03-01-2006 07:01 PM
GF:
So is it God Father or GodFather? To space or not to space, which is the correct form of address?
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WW
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posted 03-02-2006 12:20 PM03-02-2006 12:20 PM
Well…. Doesn’t every mortgage company have an employee or two that isn’t satisfied? And doesn’t every company have someone on staff that should be a little nicer or more understanding to LO/Branch needs. Sometimes it’s the employer and sometimes it’s the employee. Should a company be criticized on one or two instances? Example: If a net branching company offered limited support but an aggressive split as its model and the LO/branch needed more support, that person/branch would probably speak unfavorable about the company. Is this just? Maybe corporate expressed limited support and the employee missed it. Maybe the employee expected more and is just not happy. I’ve called 50 branching companies to see what was being offered. They tend to not address the weak points and focus in on the strong points. I know what questions to ask so I got the information I needed. Yesterday I called a nationwide company. Through me asking specifically I found out that they padded banker loans 1/2 point. If I didn’t ask and I took a branch I might have found out after I was employed. Then I could be like, Dam that MFB Inc. They are Screwing Me. Don’t work with them they never told me they padded rates. They Lie. I hate them… I HATE THEM… Lol. Maybe the branch recruiter forgot to tell the employee. Maybe he’s/she’s green and didn’t understand what they were getting into. They are a lot of variables when choosing a branching company. A lot of people do not know what to ask upfront and wind up dissatisfied with what they feel is surprises after the fact. Are there companies out there that intentionally take advantage of their branches/Los? I think that some owners/managers do not have the capacity to be owners/managers. So what can you do? Speak negatively of them on beatneckbankers.com ? I have one real important question. Who will determine what is up on this site and what will and will not be the truth? GF you know and all the forum members know there is no answer to this question. Are you going to wait till you get 5 complaints before you let people bash a company? I can tell you of 5 companies not to work for, but it is based on my experiences. What might not be right for me might be ok for you. I like honesty you might like a few extra bucks in your pocket and deal with a less than admirable employer. Bill D. warned of lawsuits and I feel the same. In one word “Unprofessional”. A Real Bashorama where the unhappy run wild and lawyers have the last word.
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| The Godfather
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posted 03-02-2006 01:20 PM03-02-2006 01:20 PM
So are you suggesting outlawing any public expression of dissatisfaction with businesses in general? How about outlawing any criticism of government? After all most people don’t understand what it takes to run a country so they don’t have the capacity to be objective. Right?
Jim, that site is really funny but it speaks the truth.
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www.brokerwatchdog.com
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posted 03-02-2006 02:21 PM03-02-2006 02:21 PM
I just visited the cap 1 sucks page. Is pissing on the corporate sign objective. Is this what you had in mind? (heehee) Heres another objective site www.countrywidehomeloansucks.com. I like the professionalism these sites have
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posted 03-02-2006 02:26 PM03-02-2006 02:26 PM
From the Countrywide sucks site….
A former employees story… I just wanted to tell you my story…first I’d like to state COUNTRYWIDE SUCKS!!
I was a former employee, and they fired me because of a personal email that I had sent to another friend of mine that worked there. YET, most all of the employee’s are smoking marijuana, and doing drug deals within the building. The employee’s have no interest in their work, and do not care about the customers because they are either stoned, or to concerned with their own business to care about the needs of the customers. DO NOT work for countrywide, it is a bunch of bullshit there, and DO NOT get a home loan or any type of loan through this corporation as they will not take care of you the way that CHASE or WASHINGTON MUTUAL will. I worked in the Human Resources Recruiting department, and let me tell you that everyone in that particular department does not care who they recruit to the company as long as they make their monthly commission. WHY would you want a company like this handling your “American Dream.”
AGAIN COUNTRYWIDE IS A HORRIBLE COMPANY, not only because they do not know how to handle mortgages but because the employees there are only interested in making money for themselves.
OBJECTIVE? PROFESSIONAL? THE TRUTH? Maybe he got taken on low grade bud….. Dam those CW dealers.
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| Jim
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posted 03-02-2006 03:37 PM03-02-2006 03:37 PM
Does anyone really care that Countrywide did you wrong or Capital One charged the guy late fees? Nobody is going to refinance their loan because they read a website explaining why they feel Countrywide sucks.
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